Terms of Service

1. Introduction

Welcome to Consultica. These Terms of Service govern your use of our investment services and any associated services provided by Consultica. By accessing or using our services, you agree to follow and be bound by these terms.

2. Acceptance of Terms

By using our services, you affirm that:

• You are at least 18 years of age or possess parental or guardian consent.
• You have the legal capacity to enter into these Terms of Service.
• You agree to comply with all applicable laws, regulations, and these Terms of Service.

3. Services Offered

Consultica provides a variety of investment services, including but not limited to:

• Portfolio management
• Investment advisory
• Market analysis
• Financial planning
• Educational resources for investors

4. User Accounts

To use certain features of our services, you may need to create an account. By creating an account, you agree to:

• Provide accurate, current, and complete information.
• Maintain the security of your password and be responsible for any activity under your account.
• Notify us immediately of any unauthorized use of your account or any other breach of security.

5. User Obligations

In using our services, you agree not to:

• Engage in any activity that may disrupt or damage our services.
• Use any automated means to access the services for any purpose without prior written consent.
• Impersonate another person or misrepresent your affiliation with any person or entity.
• Transmit any material that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable.
• Engage in any fraudulent activity.

6. Investment Risks

All investments involve risks, including the risk of loss. You acknowledge and agree that:

• Consultica does not guarantee any returns or profits on your investments.
• It is your responsibility to conduct independent research and due diligence before making investment decisions.
• Past performance is not indicative of future results.

7. Fees and Charges

Consultica may charge fees for the services provided. The specific fees will be disclosed at the time of service. By using our services, you agree to pay all applicable fees and charges.

8. Third-Party Links

Our services may contain links to third-party websites or services that are not owned or controlled by Consultica. We are not responsible for the content, privacy policies, or practices of any third-party services, and you should review the terms and policies of any third-party services you use.

9. Limitation of Liability

To the fullest extent permitted by law, Consultica shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless Consultica and its affiliates from and against any claims, liabilities, damages, judgments, losses, costs, or expenses arising from your use of our services, your violation of these Terms, or your violation of any rights of another party.

11. Termination

Consultica reserves the right to suspend or terminate your access to our services at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users of our services, or to the company itself.

12. Changes to these Terms

Consultica reserves the right to modify these Terms of Service at any time. Any changes we make will be effective immediately upon posting the revised terms. It is your responsibility to review these Terms periodically for updates. Your continued use of the services following any changes constitutes acceptance of those changes.

13. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws applicable to the jurisdiction where Consultica is based, without regard to its conflict of law principles.

14. Dispute Resolution

Any dispute arising out of or related to these Terms or the use of our services shall be resolved through binding arbitration in accordance with the rules of the relevant arbitration body. The arbitration shall take place in the jurisdiction where Consultica is based.

15. Miscellaneous

These Terms of Service constitute the entire agreement between you and Consultica regarding your use of our services and supersede all prior agreements and understandings, whether written or oral. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

16. Contact Information

If you have any questions or concerns regarding these Terms of Service, please contact us through our official channels provided on our website.

Thank you for choosing Consultica for your investment needs.